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What will the loan cost?

The information produced by entering data into this calculator is an estimate of some of the main costs that you could incur, based on the values that you input. This is not an official quote of loan costs.

Territory/State of Purchase
Purchase Price or Estimated Value of Property ($)
Loan Amount ($)
 
Government Costs
Transfer of Title Fee
Mortgage Registration Fee (per property)
Stamp Duty on Loan
Stamp Duty on Property Purchase
TOTAL Government Costs
 
Other Costs
Community CPS Application Fee
Legal Fees
Valuation Fee
Mortgage Insurance Costs (Approx.)
TOTAL Other Costs
 
TOTAL Loan Costs

Additional Costs

Additional costs that you need to consider (in addition to those above) include the following:

  • Your own conveyancing costs, payable to your solicitor, including discharge fees on existing loans
  • Removalists costs
  • Building report/pest report costs
  • Building and contents insurance
  • Rates (land/water) and land tax (if applicable)
  • Utility connection fees (eg telephone)
Costs Calculator Disclaimer -

The costs produced by this calculator are estimates only. For more accurate and specific costs we recommend that you contact one of our mobile lenders, as well as your solicitor and real estate agent. All loans are subject to CPS' normal assessment and lending criteria. Terms and conditions, fees and charges apply and are available on application.

If you are having problems with these calculators, it may be because your web browser is not JavaScript enabled. To get a free upgrade for your web browser, please click on either Internet Explorer or Netscape Navigator.

Disclaimer -
Important. CPS Credit Union Co-operative (ACT) Limited accepts no liability for any damages that you may incur as a result of the information being inaccurate or incomplete. If you apply for a loan, and an offer is made to you, then the offer will contain complete and current details of the interest rate, repayments, fees and charges that are payable, and terms and conditions that may apply. Repayments are normally rounded up to the nearest whole dollar. Further information is available at any of our Personal Financial Centres.

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