Community CPS - Loan Calculators

What amount can I borrow?

Quick Calculator
Using this calculator just enter how much you can put toward a loan repayment each week, fortnight or month and how long you'd like the loan for - and we'll work out the amount you can borrow.

This calculator provides you with a more detailed way to determine how much you can borrow. When you're finished you have the option to receive a letter confirming your estimated borrowing power.

Monthly Income
Net Monthly Take Home Salary (after tax and super)
Borrower 1	($)
Borrower 2	($)
Family Allowance	($)
Rent Received	($)
Investment Income (after tax)	($)
Other Income (after tax)	($)
Monthly Outgoings
Current Home Loan(s) (if not being paid out)	($)
Rent/Board	($)
Car Loan	($)
Personal Loan	($)
Store Cards (multiply your total approved limit by 4%)	($)
Credit Cards (multiply your total approved limit by 3%)	($)
Other Commitments	($)
Household Information
Number of adults in household
Number of children in household
Loan Term
Loan Interest Rate	% Interest Rate Schedule PDF (80KB)
Approximate Amount Available to Repay a New Home Loan	Per Month
Approximate Maximum Loan Amount

* Capped loans require repayments at the relevant standard variable interest rate level (not the capped rate level).

Would you like to print a conditional letter confirming the indicative above amount of available credit?
Name(s):
Address:
Phone:
Recipient: (to whom the letter will be addressed)
	Click here to generate letter.

Click here to complete an online mortgage loan application.

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Disclaimer -
Important. CPS Credit Union Co-operative (ACT) Limited accepts no liability for any damages that you may incur as a result of the information being inaccurate or incomplete. If you apply for a loan, and an offer is made to you, then the offer will contain complete and current details of the interest rate, repayments, fees and charges that are payable, and terms and conditions that may apply. Repayments are normally rounded up to the nearest whole dollar. Further information is available at any of our Personal Financial Centres.