Line of Credit Loans

Please confirm all rates with CPS Credit Union staff
(All loan interest rates quoted are Annual Percentage Rates (pa))

Visa Line Of Credit (L45) 10.75% pa, 13.20% pa, 15.20% pa

Amounts up to $10,000

An overdraft type facility linked to your S1 savings account which is optional with a CPS Visa card. Line of credit limit subject to application. The actual rate will be subject to application.

Secured Line Of Credit (L46)

Mortgage secured amounts up to $40,000. 6.75% pa

Motor vehicle secured amounts up to $20,000. 11.70% pa

An overdraft type facility linked to your S1 savings account.

Unsecured Line Of Credit (L46) 10.95% pa, 13.20% pa, 15.20% pa

The actual rate will be subject to application.

Amounts up to $10,000.

An overdraft type facility linked to your S1 savings account.

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Loan Assessment

CPS Lending and assessment criteria apply. All loan applications are subject to approval.

Terms and conditions apply to all loans and are available on request. Fees and charges may apply and are detailed in the Fees and Charges brochure, which is available on request. All loan interest rates are Annual Percentage Rates (pa) and current rates are listed in the Interest Rates flyer.