Car Loans

Please confirm all rates with CPS Credit Union staff

Switch Rate Car Loan Capped for 6 mths then reverts to standard variable rate. CPS application fee waived available only to those bringing a loan to CPS from another financial institution.

Current Interest Rates | Comparison Rate Schedules

Capped Rate Car Loan (L52)

Capped (first 12 months of loan) Then revert to the standard variable rate (Special offer, subject to close at any time)

Amounts up to $40,000.

For the purchase of new motor vehicles (and vehicles up to three years old) from a licensed Motor Dealer (LMD) or Government Motor Auctions.

Fixed Interest Rate Car Loan (L55) (Special limited offer)

Fixed for five years.

For the purchase of new motor vehicles from a licensed Motor Dealer (LMD) or vehicles up to 12 months old from the Government Motor Auctions.

NB: Interest rate subject to change up to date of settlement.

Used Car Loan (L42)

Amounts up to $40 000

For the purchase of motor vehicles no more than five years old from a Licensed Motor Dealer and Government Car Auctions.

Current Interest Rates | Comparison Rate Schedules

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Loan Assessment

CPS Lending and assessment criteria apply. All loan applications are subject to approval.

Terms and conditions apply to all loans and are available on request. Fees and charges may apply and are detailed in the Fees and Charges brochure, which is available on request. All loan interest rates are Annual Percentage Rates (pa) and current rates are listed in the Interest Rates flyer.