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Savings

Terms and Conditions

Conditions apply to all savings accounts and are available on request. Savings account fees are detailed in the Fees and Charges brochure. Relevant provisions of the Credit Union Code of Practice apply to the above accounts. Details available on request. All interest rates are variable and subject to change without notice.

View our current interest rates in Adobe PDF format.

Please confirm all rates with CPS Credit Union staff

General Savings Account (S1-S4) Action Account (S9)
Smart Saver (S10) Christmas Club (S12)
Pension Protection Plan (S14) Money Managers Account (S15)
Term Deposits  


Loans

Loan Assessment

CPS Lending and assessment criteria apply. All loan applications are subject to approval.

Terms and conditions apply to all loans and are available on request. Fees and charges may apply and are detailed in the Fees and Charges brochure. All loan interest rates are Annual Percentage Rates (apr) and current apr's are listed in the interest rates flyer.

Please confirm all rates with CPS Credit Union staff

Unsecured Personal Loan (L41) Secured Personal Loan (L43)
Cash Secured Loan (L44) Capped Rate Mortgage Loan (L47)
Mortgage Loan (L48) Investment Property Mortgage (L49)
Visa Line Of Credit (L45) Secured Line Of Credit (L46)
Unsecured Line Of Credit (L46) Personal Computer Loan (L50)
New Car Loan (L52) Fixed Interest Rate Car Loan

 

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