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Annual General Meeting 2000
This years AGM is being held on Wednesday 27 September 2000 at 6.00pm at the Hellenic Club in Phillip. Registrations commence at 5.00pm.
For more details about the AGM, click on the following:
Notice of Meeting Brochure
Proxy Form
Annual Report 2000
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BPAY - The easiest way to pay bills on the Internet or Telephone
CPS members are now able to pay the majority of bills on the Internet or over the phone using the Credit Union's BPAY Service. With over 2 300 registered billers nationally BPAY is the quickest and most convenient way to pay bills using your Redicard or Visa Card, without leaving the home or office.
Registered members can choose from two options with BPAY:
- CPS BPAY-Link will allow payment of bills via the Internet and
- Easy is the Telephone BPAY Service.
For further information and an application form please click here or phone the Telephone Response Centre on 6286 0555.
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CPS Smart Saver Account
The CPS Smart Saver is an account specifically designed to help members reach their savings goals. The CPS Smart Saver offers competitive, tiered interest rates and unlimited deposits. To encourage saving, withdrawals are limited to 2 per month after which a fee will be incurred for subsequent withdrawals. The current interest rates for the CPS Smart Saver are:
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$1 - 999
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1.00%pa
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$1 000 - 4 999
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2.00%pa
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$5 000 - 9 999
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4.00%pa
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$10 000 - 19 999
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4.75%pa
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$20 0000 plus
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5.50%pa
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For an application form for the CPS Smart Saver click here.
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First Home Owner Grant
The First Home Owner Grant is a joint initiative between The Federal Governmnet and all States and Territories. It is designed to offset the impact of the GST. Eligible applicants will receive a $7000 one-off payment when buying or building their first home. For further information or an application form phone the FHOG Hotline (02) 6207 0029 or visit the ACT Revenue Office website www.revenue.act.gov.au.
NSW residents will need to contact the Office of State Revenue. NSW residents can phone 1300 130 624 or visit the Office of State Revenue website, www.osr.nsw.gov.au.
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New Trading Hours for CPS Centres
Effective July 1 there are some changes to the operating hours of some Personal Financial Centres as well as the Telephone Response Centre. The new hours for all centres are:
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Woden, East Row, Allara Street, Barton, Southlands and Dickson:
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Monday - Friday
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9am - 5pm
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Queanbeyan:
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Monday, Tuesday, Wednesday, Friday
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9am - 5pm
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Thursday
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9am - 6pm
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Saturday
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9am - 12pm
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Belconnen and Tuggeranong:
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Monday - Thursday
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9am - 5pm
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Friday
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9am - 7pm
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Saturday
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9am - 12pm
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Telephone Response Centre:
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Monday and Friday
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8am - 5pm
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Tuesday, Wednesday, Thursday
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8am - 8pm
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Saturday
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10am - 3pm
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Mobile Lender Available
The CPS Mobile Lending consultant is available to discuss your loan requirements. Click here for further information.
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CPS at Dickson: Now open
CPS Dickson Personal Financial Centre (PFC) opened for business on Tuesday 13 June.
As mentioned in the Credit Note newsletter, this centre at Dickson will be different from other CPS outlets. To find out more, please click here to download a copy of our brochure "Welcome to Dickson PFC".
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CPS B-S-B Number
Some members are enquiring about the Credit Union's B-S-B Number, particularly for direct debits and credits to/from their accounts. The correct B-S-B to be quoted to other organisations is 801-003.
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October 2000 Credit Note Newsletter Now On-line
The latest edition of the Credit Note newsletter is now available for reading or printing, by clicking here.
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Internet banking is now available, through CPS Web-Link.
To use this service, you first need to register, so that we can issue you with a password. Registration requires you to apply for a password to use the service as well as read and sign the terms and conditions. The registration form and the terms and conditions are contained within the CPS Web-Link brochure. There are several ways that you can obtain the brochure:
- On line, please click here
- By phoning the Telephone Response Centre on 02 6286 0555
- By faxing us on 02 6286 0642
- At any CPS Personal Financial Centre (PFC)
When you have obtained a brochure, and signed it in the two required places (registration and terms and conditions), drop it in at any PFC or mail it to:
Locked Bag 1000, Mawson, ACT, 2617.
If you fax it, please remember to fax both the signed password request and your signed acceptance to the CPS Web-Link Conditions of Use (ie, the last page). Otherwise, drop in or mail to us the entire booklet.
As soon as we receive your application, we will issue you with a password. This will be sent to you by mail.
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On-line Loan Applications
CPS has now launched its new on-line loan application service. This allows members to submit their loan application via the internet, within a secure environment, adhering to CPS' strict policy of confidentiality. Click here to view the loan application form.
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CPS Basic Home Loan
The CPS Basic Home Loan is now available to members. There are several features and options available to members who chose this new product. These include:
- special, low, variable interest rate
- the product is available for the purchase of a home as well as cars, boats, holidays and even debt consolidation
- the CPS Basic Home Loan is a securitised loan. This means the funds are supplied to CPS by a third party but your loan is fully taken care of by CPS
- the loan amount funded can range from $30 000 to $500 000. (The actual amount funded depends on terms and conditions associated with the Basic Home Loan.)
- the loan can be taken out over 10, 15, 20 or 25 years and repayments can be made weekly, fortnightly or monthly, whichever suits you
- there are no penalties for additional payments or for partial, lump-sum payments.
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Pre-approved Car Loans
CPS now offers pre-approved car loans for people wishing to buy a car at Pickles Government Auctions. Pre-approved loans are the best way to ensure you have the funds to buy that perfect car at the auctions without the worry. There is no need to panic about whether the finance will be approved as you will already know.
CPS pre-approved car loans are available on the new car loan, capped for the first 12 months, at 9.00%pa* .
And with a CPS pre-approved car loan you are able to borrow 100% of the purchase price. To arrange a pre-approved loan before you head off to the auctions simply phone our Telephone Response Centre on 6286 0555.
Please note: All loans are subject to approval. Terms and conditions apply; fees and charges are applicable.
*The current variable rate is 10.00%pa.
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Secure Your Property with Datadots
Email us now for a brochure on the latest technology in home and small business security - Datadots.
The prices for the kits are:-
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Household
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$79.95
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Small Business
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$430.00
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Orders can be made at any PFC or by phoning our Telephone Response Centre on (02) 6286 0555.
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MyCard could become your card!
CPS has just launched a brand new credit card. This card which is a MasterCard, is the credit union movements own card called MyCard. This is not a debit card with an optional line of credit attached, but rather a true credit card with the benefits of:
-Reward points
-Up to 55 days free credit
-A spread repayment option for large purchases
-Photo card option
For more information about MyCard, click here. For an application form, call our Telephone Response Centre on (02) 6286 0555.
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New Focus on Small Business
CPS has expanded and upgraded its business account. For many years we have offered members a business cheque account facility, but feedback from sole traders, businesses and organisations indicates that business clients are looking for more from the Credit Union.
Now we are able to offer the following facilities within our new Small Business Package:
" Interest bearing Business Cheque Account.
" Overdraft facility with secured and unsecured options.
" Term loans, with secured and unsecured options, a range of acceptable securities and an interest only option.
" Term deposits with negotiable interest rates and maturity dates.
" Range of access options, including corporate Visa card.
" Trust accounts.
" Commercial and personal insurance.
" Financial planning and superannuation.
These components provide CPS members with a wide range of features and benefits to cater for the needs of most small businesses.
A copy of our brochure "Welcome to CPS Business Accounts" is available by clicking here. It contains full details of all fees and charges, and current interest rates that apply to the new small business package. If you would like more details on any aspect of the new package please contact our Telephone Response Centre on (02) 6286 0555 and we will be only too pleased to assist you. Welcome to the business end of CPS.
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